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Sophie

PrimaFlex or SanaTel — Jura

Jura: with Philos, PrimaFlex costs CHF 598.00 a month in 2026 and SanaTel CHF 601.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 40.80 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 598.00CHF 601.40CHF 40.80
500CHF 587.00CHF 589.90CHF 34.80
1'000CHF 559.50CHF 560.90CHF 16.80
1'500CHF 531.50CHF 531.40CHF 1.20
2'000CHF 503.90CHF 502.40CHF 18.00
2'500CHF 476.40CHF 473.40CHF 36.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.