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Sophie

PrimaFlex or SanaTel — Region 2, Valais

Region 2, Valais: with Philos, PrimaFlex costs CHF 503.00 a month in 2026 and SanaTel CHF 505.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 34.80 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 503.00CHF 505.90CHF 34.80
500CHF 492.00CHF 494.40CHF 28.80
1'000CHF 464.50CHF 465.40CHF 10.80
1'500CHF 436.50CHF 435.90CHF 7.20
2'000CHF 408.90CHF 406.90CHF 24.00
2'500CHF 381.40CHF 377.90CHF 42.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.