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PrimaFlex or SanaTel — Basel-Stadt

Basel-Stadt: with Philos, PrimaFlex costs CHF 652.50 a month in 2026 and SanaTel CHF 656.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 45.60 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 652.50CHF 656.30CHF 45.60
500CHF 641.50CHF 644.80CHF 39.60
1'000CHF 614.00CHF 615.80CHF 21.60
1'500CHF 586.00CHF 586.30CHF 3.60
2'000CHF 558.40CHF 557.30CHF 13.20
2'500CHF 530.90CHF 528.30CHF 31.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.