PrimaFlex or SanaTel — Region 3, Bern
Region 3, Bern: with Philos, PrimaFlex costs CHF 539.40 a month in 2026 and SanaTel CHF 539.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here PrimaFlex and SanaTel cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
The price at every deductible
| Deductible | PrimaFlex | SanaTel | Gap per year |
|---|---|---|---|
| 300 | CHF 539.40 | CHF 539.40 | — |
| 500 | CHF 528.40 | CHF 527.90 | CHF 6.00 |
| 1'000 | CHF 500.90 | CHF 498.90 | CHF 24.00 |
| 1'500 | CHF 472.90 | CHF 469.40 | CHF 42.00 |
| 2'000 | CHF 445.30 | CHF 440.40 | CHF 58.80 |
| 2'500 | CHF 417.80 | CHF 411.40 | CHF 76.80 |
The comparison, region by region
- PrimaFlex or SanaTel?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.