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PrimaFlex or SanaTel — Region 2, Fribourg

Region 2, Fribourg: with Philos, PrimaFlex costs CHF 515.20 a month in 2026 and SanaTel CHF 518.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 36.00 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 515.20CHF 518.20CHF 36.00
500CHF 504.20CHF 506.70CHF 30.00
1'000CHF 476.70CHF 477.70CHF 12.00
1'500CHF 448.70CHF 448.20CHF 6.00
2'000CHF 421.10CHF 419.20CHF 22.80
2'500CHF 393.60CHF 390.20CHF 40.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.