PrimaFlex or SanaTel — Geneva
Geneva: with Philos, PrimaFlex costs CHF 669.10 a month in 2026 and SanaTel CHF 669.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here PrimaFlex and SanaTel cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
The price at every deductible
| Deductible | PrimaFlex | SanaTel | Gap per year |
|---|---|---|---|
| 300 | CHF 669.10 | CHF 669.10 | — |
| 500 | CHF 658.10 | CHF 657.60 | CHF 6.00 |
| 1'000 | CHF 630.60 | CHF 628.60 | CHF 24.00 |
| 1'500 | CHF 602.60 | CHF 599.10 | CHF 42.00 |
| 2'000 | CHF 575.00 | CHF 570.10 | CHF 58.80 |
| 2'500 | CHF 547.50 | CHF 541.10 | CHF 76.80 |
The comparison, region by region
- PrimaFlex or SanaTel?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.