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Sophie

PrimaFlex or SanaTel — Glarus

Glarus: with Philos, PrimaFlex costs CHF 444.60 a month in 2026 and SanaTel CHF 447.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 31.20 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 444.60CHF 447.20CHF 31.20
500CHF 433.60CHF 435.70CHF 25.20
1'000CHF 406.10CHF 406.70CHF 7.20
1'500CHF 378.10CHF 377.20CHF 10.80
2'000CHF 350.50CHF 348.20CHF 27.60
2'500CHF 323.00CHF 319.20CHF 45.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.