PrimaFlex or SanaTel — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with Philos, PrimaFlex costs CHF 525.40 a month in 2026 and SanaTel CHF 525.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here PrimaFlex and SanaTel cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
The price at every deductible
| Deductible | PrimaFlex | SanaTel | Gap per year |
|---|---|---|---|
| 300 | CHF 525.40 | CHF 525.40 | — |
| 500 | CHF 514.40 | CHF 513.90 | CHF 6.00 |
| 1'000 | CHF 486.90 | CHF 484.90 | CHF 24.00 |
| 1'500 | CHF 458.90 | CHF 455.40 | CHF 42.00 |
| 2'000 | CHF 431.30 | CHF 426.40 | CHF 58.80 |
| 2'500 | CHF 403.80 | CHF 397.40 | CHF 76.80 |
The comparison, region by region
- PrimaFlex or SanaTel?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.