PrimaFlex or SanaTel — Region 1, Bern
Region 1, Bern: with Philos, PrimaFlex costs CHF 612.90 a month in 2026 and SanaTel CHF 612.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here PrimaFlex and SanaTel cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
The price at every deductible
| Deductible | PrimaFlex | SanaTel | Gap per year |
|---|---|---|---|
| 300 | CHF 612.90 | CHF 612.90 | — |
| 500 | CHF 601.90 | CHF 601.40 | CHF 6.00 |
| 1'000 | CHF 574.40 | CHF 572.40 | CHF 24.00 |
| 1'500 | CHF 546.40 | CHF 542.90 | CHF 42.00 |
| 2'000 | CHF 518.80 | CHF 513.90 | CHF 58.80 |
| 2'500 | CHF 491.30 | CHF 484.90 | CHF 76.80 |
The comparison, region by region
- PrimaFlex or SanaTel?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.