Managed Care or Managed Care sans capitation — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with sana24, Managed Care costs CHF 485.90 a month in 2026 and Managed Care sans capitation CHF 504.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Managed Care is the cheaper of the two here: CHF 217.20 saved per year against Managed Care sans capitation, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Managed Care and Managed Care sans capitation are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Managed Care sans capitation
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | Managed Care | Managed Care sans capitation | Gap per year |
|---|---|---|---|
| 300 | CHF 485.90 | CHF 504.00 | CHF 217.20 |
| 500 | CHF 474.30 | CHF 492.30 | CHF 216.00 |
| 1'000 | CHF 445.10 | CHF 463.20 | CHF 217.20 |
| 1'500 | CHF 415.90 | CHF 434.00 | CHF 217.20 |
| 2'000 | CHF 386.80 | CHF 404.80 | CHF 216.00 |
| 2'500 | CHF 357.60 | CHF 375.70 | CHF 217.20 |
The comparison, region by region
- Managed Care or Managed Care sans capitation?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.