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Managed Care or Managed Care sans capitation — Region 1, Schaffhausen

Region 1, Schaffhausen: with sana24, Managed Care costs CHF 565.70 a month in 2026 and Managed Care sans capitation CHF 584.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 225.60 saved per year against Managed Care sans capitation, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care and Managed Care sans capitation are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Managed Care sans capitation

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleManaged CareManaged Care sans capitationGap per year
300CHF 565.70CHF 584.50CHF 225.60
500CHF 554.00CHF 572.90CHF 226.80
1'000CHF 524.90CHF 543.70CHF 225.60
1'500CHF 495.70CHF 514.50CHF 225.60
2'000CHF 466.50CHF 485.40CHF 226.80
2'500CHF 437.40CHF 456.20CHF 225.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.