Managed Care or Managed Care sans capitation — Region 3, Grisons
Region 3, Grisons: with sana24, Managed Care costs CHF 476.70 a month in 2026 and Managed Care sans capitation CHF 486.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Managed Care is the cheaper of the two here: CHF 121.20 saved per year against Managed Care sans capitation, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Managed Care and Managed Care sans capitation are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Managed Care sans capitation
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | Managed Care | Managed Care sans capitation | Gap per year |
|---|---|---|---|
| 300 | CHF 476.70 | CHF 486.80 | CHF 121.20 |
| 500 | CHF 465.00 | CHF 475.20 | CHF 122.40 |
| 1'000 | CHF 435.90 | CHF 446.00 | CHF 121.20 |
| 1'500 | CHF 406.70 | CHF 416.80 | CHF 121.20 |
| 2'000 | CHF 377.50 | CHF 387.70 | CHF 122.40 |
| 2'500 | CHF 348.40 | CHF 358.50 | CHF 121.20 |
The comparison, region by region
- Managed Care or Managed Care sans capitation?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.