Managed Care or Managed Care sans capitation — Region 1, Bern
Region 1, Bern: with sana24, Managed Care costs CHF 609.70 a month in 2026 and Managed Care sans capitation CHF 631.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Managed Care is the cheaper of the two here: CHF 262.80 saved per year against Managed Care sans capitation, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Managed Care and Managed Care sans capitation are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Managed Care sans capitation
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | Managed Care | Managed Care sans capitation | Gap per year |
|---|---|---|---|
| 300 | CHF 609.70 | CHF 631.60 | CHF 262.80 |
| 500 | CHF 598.00 | CHF 619.90 | CHF 262.80 |
| 1'000 | CHF 568.80 | CHF 590.70 | CHF 262.80 |
| 1'500 | CHF 539.70 | CHF 561.60 | CHF 262.80 |
| 2'000 | CHF 510.50 | CHF 532.40 | CHF 262.80 |
| 2'500 | CHF 481.30 | CHF 503.20 | CHF 262.80 |
The comparison, region by region
- Managed Care or Managed Care sans capitation?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.