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Managed Care or Managed Care sans capitation — Region 2, Valais

Region 2, Valais: with sana24, Managed Care costs CHF 449.10 a month in 2026 and Managed Care sans capitation CHF 517.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 814.80 saved per year against Managed Care sans capitation, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care and Managed Care sans capitation are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Managed Care sans capitation

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleManaged CareManaged Care sans capitationGap per year
300CHF 449.10CHF 517.00CHF 814.80
500CHF 437.50CHF 505.30CHF 813.60
1'000CHF 408.30CHF 476.10CHF 813.60
1'500CHF 379.10CHF 447.00CHF 814.80
2'000CHF 350.00CHF 417.80CHF 813.60
2'500CHF 320.80CHF 388.60CHF 813.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.