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Managed Care or Managed Care sans capitation — Nidwalden

Nidwalden: with sana24, Managed Care costs CHF 465.20 a month in 2026 and Managed Care sans capitation CHF 501.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 439.20 saved per year against Managed Care sans capitation, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care and Managed Care sans capitation are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Managed Care sans capitation

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleManaged CareManaged Care sans capitationGap per year
300CHF 465.20CHF 501.80CHF 439.20
500CHF 453.60CHF 490.10CHF 438.00
1'000CHF 424.40CHF 461.00CHF 439.20
1'500CHF 395.20CHF 431.80CHF 439.20
2'000CHF 366.10CHF 402.60CHF 438.00
2'500CHF 336.90CHF 373.50CHF 439.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.