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Managed Care or Managed Care sans capitation — Uri

Uri: with sana24, Managed Care costs CHF 594.80 a month in 2026 and Managed Care sans capitation CHF 620.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 302.40 saved per year against Managed Care sans capitation, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care and Managed Care sans capitation are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Managed Care sans capitation

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleManaged CareManaged Care sans capitationGap per year
300CHF 594.80CHF 620.00CHF 302.40
500CHF 583.20CHF 608.40CHF 302.40
1'000CHF 554.00CHF 579.20CHF 302.40
1'500CHF 524.80CHF 550.00CHF 302.40
2'000CHF 495.70CHF 520.90CHF 302.40
2'500CHF 466.50CHF 491.70CHF 302.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.