Managed Care or Managed Care sans capitation — Region 2, Vaud
Region 2, Vaud: with sana24, Managed Care costs CHF 550.70 a month in 2026 and Managed Care sans capitation CHF 633.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Managed Care is the cheaper of the two here: CHF 994.80 saved per year against Managed Care sans capitation, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Managed Care and Managed Care sans capitation are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Managed Care sans capitation
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | Managed Care | Managed Care sans capitation | Gap per year |
|---|---|---|---|
| 300 | CHF 550.70 | CHF 633.60 | CHF 994.80 |
| 500 | CHF 539.00 | CHF 621.90 | CHF 994.80 |
| 1'000 | CHF 509.90 | CHF 592.70 | CHF 993.60 |
| 1'500 | CHF 480.70 | CHF 563.60 | CHF 994.80 |
| 2'000 | CHF 451.50 | CHF 534.40 | CHF 994.80 |
| 2'500 | CHF 422.40 | CHF 505.20 | CHF 993.60 |
The comparison, region by region
- Managed Care or Managed Care sans capitation?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.