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Managed Care or Managed Care sans capitation — Region 2, Zurich

Region 2, Zurich: with sana24, Managed Care costs CHF 564.80 a month in 2026 and Managed Care sans capitation CHF 586.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 264.00 saved per year against Managed Care sans capitation, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care and Managed Care sans capitation are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Managed Care sans capitation

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleManaged CareManaged Care sans capitationGap per year
300CHF 564.80CHF 586.80CHF 264.00
500CHF 553.10CHF 575.10CHF 264.00
1'000CHF 523.90CHF 545.90CHF 264.00
1'500CHF 494.80CHF 516.80CHF 264.00
2'000CHF 465.60CHF 487.60CHF 264.00
2'500CHF 436.40CHF 458.40CHF 264.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.