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Managed Care or Managed Care sans capitation — Region 2, Grisons

Region 2, Grisons: with sana24, Managed Care costs CHF 518.00 a month in 2026 and Managed Care sans capitation CHF 527.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 118.80 saved per year against Managed Care sans capitation, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care and Managed Care sans capitation are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Managed Care sans capitation

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleManaged CareManaged Care sans capitationGap per year
300CHF 518.00CHF 527.90CHF 118.80
500CHF 506.40CHF 516.30CHF 118.80
1'000CHF 477.20CHF 487.10CHF 118.80
1'500CHF 448.00CHF 457.90CHF 118.80
2'000CHF 418.90CHF 428.80CHF 118.80
2'500CHF 389.70CHF 399.60CHF 118.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.