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sana24 Tel Doc — Region 2, Vaud

Region 2, Vaud: the Tel Doc model from sana24 costs CHF 623.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 623.60, Tel Doc is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Tel Doc costs CHF 477.60 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 623.60CHF 582.80
500CHF 612.00CHF 571.90
1'000CHF 582.80CHF 544.70
1'500CHF 553.60CHF 517.40
2'000CHF 524.50CHF 490.20
2'500CHF 495.30CHF 462.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 532.60CHF 497.80
500CHF 521.00CHF 486.90
1'000CHF 491.80CHF 459.60
1'500CHF 462.60CHF 432.40
2'000CHF 433.50CHF 405.10
2'500CHF 404.30CHF 377.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 171.10CHF 159.90
100CHF 165.20CHF 154.40
200CHF 159.40CHF 149.00
300CHF 153.60CHF 143.50
400CHF 147.70CHF 138.10
500CHF 141.90CHF 132.60
600CHF 136.10CHF 127.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.