sana24 Tel Doc — Zug
Zug: the Tel Doc model from sana24 costs CHF 396.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 396.10, Tel Doc is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 412.80 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 396.10 | CHF 370.20 |
| 500 | CHF 384.40 | CHF 359.30 |
| 1'000 | CHF 355.30 | CHF 332.00 |
| 1'500 | CHF 326.10 | CHF 304.80 |
| 2'000 | CHF 296.90 | CHF 277.50 |
| 2'500 | CHF 267.80 | CHF 250.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 324.90 | CHF 303.60 |
| 500 | CHF 313.20 | CHF 292.70 |
| 1'000 | CHF 284.00 | CHF 265.50 |
| 1'500 | CHF 254.90 | CHF 238.20 |
| 2'000 | CHF 225.70 | CHF 211.00 |
| 2'500 | CHF 196.50 | CHF 183.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 105.80 | CHF 98.90 |
| 100 | CHF 99.90 | CHF 93.40 |
| 200 | CHF 94.10 | CHF 88.00 |
| 300 | CHF 88.30 | CHF 82.50 |
| 400 | CHF 82.40 | CHF 77.10 |
| 500 | CHF 76.60 | CHF 71.60 |
| 600 | CHF 70.80 | CHF 66.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.