sana24 Tel Doc — Region 1, Zurich
Region 1, Zurich: the Tel Doc model from sana24 costs CHF 594.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 594.60, Tel Doc is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 1'075.20 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 594.60 | CHF 555.70 |
| 500 | CHF 583.00 | CHF 544.80 |
| 1'000 | CHF 553.80 | CHF 517.60 |
| 1'500 | CHF 524.60 | CHF 490.30 |
| 2'000 | CHF 495.50 | CHF 463.10 |
| 2'500 | CHF 466.30 | CHF 435.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 448.20 | CHF 418.90 |
| 500 | CHF 436.60 | CHF 408.00 |
| 1'000 | CHF 407.40 | CHF 380.80 |
| 1'500 | CHF 378.20 | CHF 353.50 |
| 2'000 | CHF 349.10 | CHF 326.30 |
| 2'500 | CHF 319.90 | CHF 299.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 176.40 | CHF 164.90 |
| 100 | CHF 170.60 | CHF 159.40 |
| 200 | CHF 164.70 | CHF 154.00 |
| 300 | CHF 158.90 | CHF 148.50 |
| 400 | CHF 153.10 | CHF 143.10 |
| 500 | CHF 147.20 | CHF 137.60 |
| 600 | CHF 141.40 | CHF 132.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.