Sanitas TelMed (CallMed) — Zug
Zug: the TelMed (CallMed) model from Sanitas costs CHF 378.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 378.70, TelMed (CallMed) is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed (CallMed) costs CHF 340.80 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 378.70 | CHF 352.60 |
| 500 | CHF 367.10 | CHF 341.80 |
| 1'000 | CHF 337.90 | CHF 314.60 |
| 1'500 | CHF 308.70 | CHF 287.40 |
| 2'000 | CHF 279.60 | CHF 260.40 |
| 2'500 | CHF 250.40 | CHF 233.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 291.90 | CHF 271.80 |
| 500 | CHF 280.30 | CHF 261.00 |
| 1'000 | CHF 251.10 | CHF 233.80 |
| 1'500 | CHF 221.90 | CHF 206.60 |
| 2'000 | CHF 192.80 | CHF 179.50 |
| 2'500 | CHF 163.60 | CHF 152.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 105.10 | CHF 97.90 |
| 100 | CHF 99.30 | CHF 92.50 |
| 200 | CHF 93.50 | CHF 87.10 |
| 300 | CHF 87.60 | CHF 81.60 |
| 400 | CHF 81.80 | CHF 76.20 |
| 500 | CHF 76.00 | CHF 70.80 |
| 600 | CHF 70.10 | CHF 65.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.