Sanitas TelMed (CallMed) — Region 3, Zurich
Region 3, Zurich: the TelMed (CallMed) model from Sanitas costs CHF 488.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 488.10, TelMed (CallMed) is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed (CallMed) costs CHF 440.40 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 488.10 | CHF 454.50 |
| 500 | CHF 476.50 | CHF 443.70 |
| 1'000 | CHF 447.30 | CHF 416.50 |
| 1'500 | CHF 418.10 | CHF 389.30 |
| 2'000 | CHF 389.00 | CHF 362.20 |
| 2'500 | CHF 359.80 | CHF 335.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 331.00 | CHF 308.20 |
| 500 | CHF 319.40 | CHF 297.40 |
| 1'000 | CHF 290.20 | CHF 270.20 |
| 1'500 | CHF 261.00 | CHF 243.00 |
| 2'000 | CHF 231.90 | CHF 215.90 |
| 2'500 | CHF 202.70 | CHF 188.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 129.40 | CHF 120.50 |
| 100 | CHF 123.60 | CHF 115.10 |
| 200 | CHF 117.80 | CHF 109.70 |
| 300 | CHF 111.90 | CHF 104.20 |
| 400 | CHF 106.10 | CHF 98.80 |
| 500 | CHF 100.30 | CHF 93.40 |
| 600 | CHF 94.40 | CHF 87.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.