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SWICA FAVORIT TELMED — Region 1, Ticino

Region 1, Ticino: the FAVORIT TELMED model from SWICA costs CHF 768.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 768.70, FAVORIT TELMED is not the lowest premium here: Agrisano goes down to CHF 583.90. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT TELMED costs CHF 693.60 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 768.70CHF 714.90
500CHF 757.00CHF 704.00
1'000CHF 736.10CHF 684.60
1'500CHF 707.00CHF 657.50
2'000CHF 677.80CHF 630.40
2'500CHF 648.60CHF 603.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 595.20CHF 553.50
500CHF 583.50CHF 542.60
1'000CHF 554.30CHF 515.50
1'500CHF 525.20CHF 488.40
2'000CHF 496.00CHF 461.30
2'500CHF 466.80CHF 434.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 198.40CHF 184.60
200CHF 186.80CHF 173.70
400CHF 175.10CHF 162.90
600CHF 163.40CHF 152.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.