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SWICA FAVORIT TELMED — Region 2, Ticino

Region 2, Ticino: the FAVORIT TELMED model from SWICA costs CHF 741.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 741.40, FAVORIT TELMED is not the lowest premium here: Agrisano goes down to CHF 539.00. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT TELMED costs CHF 669.60 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 741.40CHF 689.50
500CHF 729.80CHF 678.70
1'000CHF 708.60CHF 659.00
1'500CHF 679.40CHF 631.90
2'000CHF 650.30CHF 604.70
2'500CHF 621.10CHF 577.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 574.00CHF 533.90
500CHF 562.40CHF 523.00
1'000CHF 533.20CHF 495.90
1'500CHF 504.00CHF 468.80
2'000CHF 474.90CHF 441.60
2'500CHF 445.70CHF 414.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 191.40CHF 178.10
200CHF 179.80CHF 167.20
400CHF 168.10CHF 156.40
600CHF 156.40CHF 145.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.