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Sophie

SWICA FAVORIT TELMED — Uri

Uri: the FAVORIT TELMED model from SWICA costs CHF 433.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 433.10, FAVORIT TELMED is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT TELMED costs CHF 451.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 433.10CHF 402.80
500CHF 421.40CHF 391.90
1'000CHF 397.00CHF 369.20
1'500CHF 367.80CHF 342.10
2'000CHF 338.60CHF 314.90
2'500CHF 309.50CHF 287.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 335.50CHF 312.00
500CHF 323.80CHF 301.20
1'000CHF 294.70CHF 274.00
1'500CHF 265.50CHF 246.90
2'000CHF 236.30CHF 219.80
2'500CHF 207.20CHF 192.70

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 113.00CHF 105.10
200CHF 101.40CHF 94.30
400CHF 89.70CHF 83.40
600CHF 78.00CHF 72.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.