SWICA FAVORIT TELMED — Region 1, Vaud
Region 1, Vaud: the FAVORIT TELMED model from SWICA costs CHF 676.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 676.20, FAVORIT TELMED is not the lowest premium here: Atupri goes down to CHF 570.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT TELMED costs CHF 609.60 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 676.20 | CHF 628.80 |
| 500 | CHF 664.50 | CHF 618.00 |
| 1'000 | CHF 642.60 | CHF 597.60 |
| 1'500 | CHF 613.40 | CHF 570.50 |
| 2'000 | CHF 584.30 | CHF 543.40 |
| 2'500 | CHF 555.10 | CHF 516.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 523.50 | CHF 486.90 |
| 500 | CHF 511.90 | CHF 476.00 |
| 1'000 | CHF 482.70 | CHF 448.90 |
| 1'500 | CHF 453.50 | CHF 421.80 |
| 2'000 | CHF 424.40 | CHF 394.70 |
| 2'500 | CHF 395.20 | CHF 367.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 174.50 | CHF 162.30 |
| 200 | CHF 162.90 | CHF 151.50 |
| 400 | CHF 151.20 | CHF 140.60 |
| 600 | CHF 139.50 | CHF 129.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.