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SWICA FAVORIT TELMED — Region 1, Vaud

Region 1, Vaud: the FAVORIT TELMED model from SWICA costs CHF 676.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 676.20, FAVORIT TELMED is not the lowest premium here: Atupri goes down to CHF 570.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT TELMED costs CHF 609.60 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 676.20CHF 628.80
500CHF 664.50CHF 618.00
1'000CHF 642.60CHF 597.60
1'500CHF 613.40CHF 570.50
2'000CHF 584.30CHF 543.40
2'500CHF 555.10CHF 516.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 523.50CHF 486.90
500CHF 511.90CHF 476.00
1'000CHF 482.70CHF 448.90
1'500CHF 453.50CHF 421.80
2'000CHF 424.40CHF 394.70
2'500CHF 395.20CHF 367.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 174.50CHF 162.30
200CHF 162.90CHF 151.50
400CHF 151.20CHF 140.60
600CHF 139.50CHF 129.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.