SWICA FAVORIT TELMED — Region 2, Vaud
Region 2, Vaud: the FAVORIT TELMED model from SWICA costs CHF 649.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 649.70, FAVORIT TELMED is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT TELMED costs CHF 585.60 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 649.70 | CHF 604.20 |
| 500 | CHF 638.00 | CHF 593.30 |
| 1'000 | CHF 615.80 | CHF 572.70 |
| 1'500 | CHF 586.60 | CHF 545.60 |
| 2'000 | CHF 557.50 | CHF 518.50 |
| 2'500 | CHF 528.30 | CHF 491.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 503.00 | CHF 467.80 |
| 500 | CHF 491.30 | CHF 456.90 |
| 1'000 | CHF 462.20 | CHF 429.80 |
| 1'500 | CHF 433.00 | CHF 402.70 |
| 2'000 | CHF 403.80 | CHF 375.60 |
| 2'500 | CHF 374.70 | CHF 348.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 167.70 | CHF 156.00 |
| 200 | CHF 156.10 | CHF 145.20 |
| 400 | CHF 144.40 | CHF 134.30 |
| 600 | CHF 132.70 | CHF 123.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.