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SWICA FAVORIT TELMED — Zug

Zug: the FAVORIT TELMED model from SWICA costs CHF 400.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 400.80, FAVORIT TELMED is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT TELMED costs CHF 417.60 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 400.80CHF 372.70
500CHF 389.10CHF 361.90
1'000CHF 364.30CHF 338.80
1'500CHF 335.20CHF 311.70
2'000CHF 306.00CHF 284.60
2'500CHF 276.80CHF 257.50

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 310.40CHF 288.70
500CHF 298.70CHF 277.80
1'000CHF 269.60CHF 250.70
1'500CHF 240.40CHF 223.60
2'000CHF 211.20CHF 196.50
2'500CHF 182.10CHF 169.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 104.60CHF 97.30
200CHF 93.00CHF 86.50
400CHF 81.30CHF 75.60
600CHF 69.60CHF 64.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.