SWICA FAVORIT TELMED — Zug
Zug: the FAVORIT TELMED model from SWICA costs CHF 400.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 400.80, FAVORIT TELMED is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT TELMED costs CHF 417.60 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 400.80 | CHF 372.70 |
| 500 | CHF 389.10 | CHF 361.90 |
| 1'000 | CHF 364.30 | CHF 338.80 |
| 1'500 | CHF 335.20 | CHF 311.70 |
| 2'000 | CHF 306.00 | CHF 284.60 |
| 2'500 | CHF 276.80 | CHF 257.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 310.40 | CHF 288.70 |
| 500 | CHF 298.70 | CHF 277.80 |
| 1'000 | CHF 269.60 | CHF 250.70 |
| 1'500 | CHF 240.40 | CHF 223.60 |
| 2'000 | CHF 211.20 | CHF 196.50 |
| 2'500 | CHF 182.10 | CHF 169.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 104.60 | CHF 97.30 |
| 200 | CHF 93.00 | CHF 86.50 |
| 400 | CHF 81.30 | CHF 75.60 |
| 600 | CHF 69.60 | CHF 64.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.