SWICA FAVORIT TELMED — Region 3, Zurich
Region 3, Zurich: the FAVORIT TELMED model from SWICA costs CHF 498.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 498.70, FAVORIT TELMED is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT TELMED costs CHF 537.60 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 498.70 | CHF 463.80 |
| 500 | CHF 487.00 | CHF 453.00 |
| 1'000 | CHF 463.30 | CHF 430.90 |
| 1'500 | CHF 434.10 | CHF 403.80 |
| 2'000 | CHF 405.00 | CHF 376.60 |
| 2'500 | CHF 375.80 | CHF 349.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 386.30 | CHF 359.30 |
| 500 | CHF 374.70 | CHF 348.50 |
| 1'000 | CHF 345.50 | CHF 321.30 |
| 1'500 | CHF 316.30 | CHF 294.20 |
| 2'000 | CHF 287.20 | CHF 267.10 |
| 2'500 | CHF 258.00 | CHF 240.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 130.50 | CHF 121.40 |
| 200 | CHF 118.90 | CHF 110.60 |
| 400 | CHF 107.20 | CHF 99.70 |
| 600 | CHF 95.50 | CHF 88.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.