EGK — Region 1, Schaffhausen: twelve years of premiums
Region 1, Schaffhausen: the lowest EGK premium went from CHF 371.50 a month in 2015 to CHF 517.00 in 2026 — a rise of +39.2 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 371.50 | CHF 300.30 | CHF 71.20 |
| 2016 | CHF 373.50 | CHF 314.80 | CHF 58.70 |
| 2017 | CHF 422.90 | CHF 352.90 | CHF 70.00 |
| 2018 | CHF 422.90 | CHF 352.40 | CHF 70.50 |
| 2019 | CHF 437.60 | CHF 381.40 | CHF 56.20 |
| 2020 | CHF 442.90 | CHF 374.30 | CHF 68.60 |
| 2021 | CHF 452.70 | CHF 371.20 | CHF 81.50 |
| 2022 | CHF 452.70 | CHF 384.70 | CHF 68.00 |
| 2023 | CHF 478.40 | CHF 404.50 | CHF 73.90 |
| 2024 | CHF 500.00 | CHF 446.10 | CHF 53.90 |
| 2025 | CHF 512.30 | CHF 466.40 | CHF 45.90 |
| 2026 | CHF 517.00 | CHF 480.30 | CHF 36.70 |
Faster or slower than the rest?
EGK rose +39.2 % over the period, against +59.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +13.2 % in one go. The premium did not move in 2018, 2022.
The choice has changed too
In 2015, 42 insurers sold basic cover here. In 2026 there are 23: 19 have gone or merged. Comparing is still possible — on fewer rows. See the insurers that have gone
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
EGK, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.