Galenos in canton Appenzell Ausserrhoden: twelve years of premiums
In canton Appenzell Ausserrhoden, the lowest Galenos premium went from CHF 279.00 a month in 2015 to CHF 488.40 in 2026 — a rise of +75.1 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 279.00 | CHF 236.00 | CHF 43.00 |
| 2016 | CHF 299.00 | CHF 266.80 | CHF 32.20 |
| 2017 | CHF 317.00 | CHF 288.70 | CHF 28.30 |
| 2018 | CHF 365.00 | CHF 302.10 | CHF 62.90 |
| 2019 | CHF 383.00 | CHF 320.40 | CHF 62.60 |
| 2020 | CHF 408.50 | CHF 339.10 | CHF 69.40 |
| 2021 | CHF 414.70 | CHF 336.80 | CHF 77.90 |
| 2022 | CHF 425.50 | CHF 345.20 | CHF 80.30 |
| 2023 | CHF 445.50 | CHF 341.20 | CHF 104.30 |
| 2024 | CHF 475.00 | CHF 373.20 | CHF 101.80 |
| 2025 | CHF 488.40 | CHF 395.60 | CHF 92.80 |
| 2026 | CHF 488.40 | CHF 412.30 | CHF 76.10 |
Faster or slower than the rest?
Galenos rose +75.1 % over the period, at the same pace as the cheapest insurer in the same place. The gap at the start is the gap at the end.
The year that hurt — The steepest year-on-year jump was 2018: +15.1 % in one go. The premium did not move in 2026.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Galenos, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.