Galenos in canton St. Gallen: twelve years of premiums
In canton St. Gallen, the lowest Galenos premium went from CHF 269.00 a month in 2015 to CHF 434.40 in 2026 — a rise of +61.5 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 269.00 | CHF 247.00 | CHF 22.00 |
| 2016 | CHF 274.00 | CHF 257.00 | CHF 17.00 |
| 2017 | CHF 310.00 | CHF 292.90 | CHF 17.10 |
| 2018 | CHF 350.00 | CHF 311.00 | CHF 39.00 |
| 2019 | CHF 357.00 | CHF 331.20 | CHF 25.80 |
| 2020 | CHF 361.00 | CHF 333.50 | CHF 27.50 |
| 2021 | CHF 368.20 | CHF 331.20 | CHF 37.00 |
| 2022 | CHF 383.70 | CHF 332.90 | CHF 50.80 |
| 2023 | CHF 400.90 | CHF 343.90 | CHF 57.00 |
| 2024 | CHF 440.30 | CHF 366.90 | CHF 73.40 |
| 2025 | CHF 479.90 | CHF 381.60 | CHF 98.30 |
| 2026 | CHF 434.40 | CHF 401.60 | CHF 32.80 |
Faster or slower than the rest?
Galenos rose +61.5 % over the period, against +62.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +13.1 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
St. Gallen, canton by canton
Galenos, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.