Galenos in canton Fribourg: twelve years of premiums
In canton Fribourg, the lowest Galenos premium went from CHF 345.00 a month in 2015 to CHF 479.50 in 2026 — a rise of +39.0 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 345.00 | CHF 277.50 | CHF 67.50 |
| 2016 | CHF 352.00 | CHF 294.20 | CHF 57.80 |
| 2017 | CHF 377.00 | CHF 315.20 | CHF 61.80 |
| 2018 | CHF 396.00 | CHF 334.00 | CHF 62.00 |
| 2019 | CHF 400.00 | CHF 346.50 | CHF 53.50 |
| 2020 | CHF 404.80 | CHF 351.50 | CHF 53.30 |
| 2021 | CHF 404.80 | CHF 357.60 | CHF 47.20 |
| 2022 | CHF 420.00 | CHF 362.80 | CHF 57.20 |
| 2023 | CHF 453.90 | CHF 381.70 | CHF 72.20 |
| 2024 | CHF 510.70 | CHF 399.70 | CHF 111.00 |
| 2025 | CHF 539.80 | CHF 423.60 | CHF 116.20 |
| 2026 | CHF 479.50 | CHF 450.00 | CHF 29.50 |
Faster or slower than the rest?
Galenos rose +39.0 % over the period, against +62.2 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +12.5 % in one go. The premium did not move in 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Fribourg, canton by canton
Galenos, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.