Galenos in canton Lucerne: twelve years of premiums
In canton Lucerne, the lowest Galenos premium went from CHF 269.00 a month in 2015 to CHF 446.30 in 2026 — a rise of +65.9 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 269.00 | CHF 237.10 | CHF 31.90 |
| 2016 | CHF 277.00 | CHF 264.00 | CHF 13.00 |
| 2017 | CHF 285.00 | CHF 285.00 | — |
| 2018 | CHF 319.00 | CHF 316.30 | CHF 2.70 |
| 2019 | CHF 322.00 | CHF 322.00 | — |
| 2020 | CHF 335.50 | CHF 312.00 | CHF 23.50 |
| 2021 | CHF 345.20 | CHF 330.60 | CHF 14.60 |
| 2022 | CHF 362.20 | CHF 326.80 | CHF 35.40 |
| 2023 | CHF 395.80 | CHF 336.60 | CHF 59.20 |
| 2024 | CHF 437.40 | CHF 372.90 | CHF 64.50 |
| 2025 | CHF 442.60 | CHF 403.40 | CHF 39.20 |
| 2026 | CHF 446.30 | CHF 414.30 | CHF 32.00 |
Faster or slower than the rest?
Galenos rose +65.9 % over the period, against +74.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +11.9 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Lucerne, canton by canton
Galenos, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.