Helsana — Region 1, Schaffhausen: twelve years of premiums
Region 1, Schaffhausen: the lowest Helsana premium went from CHF 351.70 a month in 2015 to CHF 486.30 in 2026 — a rise of +38.3 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 351.70 | CHF 300.30 | CHF 51.40 |
| 2016 | CHF 391.80 | CHF 314.80 | CHF 77.00 |
| 2017 | CHF 393.40 | CHF 352.90 | CHF 40.50 |
| 2018 | CHF 397.50 | CHF 352.40 | CHF 45.10 |
| 2019 | CHF 421.60 | CHF 381.40 | CHF 40.20 |
| 2020 | CHF 410.00 | CHF 374.30 | CHF 35.70 |
| 2021 | CHF 390.60 | CHF 371.20 | CHF 19.40 |
| 2022 | CHF 398.10 | CHF 384.70 | CHF 13.40 |
| 2023 | CHF 425.00 | CHF 404.50 | CHF 20.50 |
| 2024 | CHF 455.20 | CHF 446.10 | CHF 9.10 |
| 2025 | CHF 471.70 | CHF 466.40 | CHF 5.30 |
| 2026 | CHF 486.30 | CHF 480.30 | CHF 6.00 |
Faster or slower than the rest?
Helsana rose +38.3 % over the period, against +59.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2016: +11.4 % in one go.
The choice has changed too
In 2015, 42 insurers sold basic cover here. In 2026 there are 23: 19 have gone or merged. Comparing is still possible — on fewer rows. See the insurers that have gone
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Helsana, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.