Helsana — Region 2, Schaffhausen: twelve years of premiums
Region 2, Schaffhausen: the lowest Helsana premium went from CHF 317.30 a month in 2015 to CHF 491.30 in 2026 — a rise of +54.8 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 317.30 | CHF 283.80 | CHF 33.50 |
| 2016 | CHF 355.30 | CHF 289.60 | CHF 65.70 |
| 2017 | CHF 359.30 | CHF 324.80 | CHF 34.50 |
| 2018 | CHF 359.30 | CHF 324.20 | CHF 35.10 |
| 2019 | CHF 383.40 | CHF 354.30 | CHF 29.10 |
| 2020 | CHF 359.30 | CHF 359.30 | — |
| 2021 | CHF 339.30 | CHF 339.30 | — |
| 2022 | CHF 378.00 | CHF 354.40 | CHF 23.60 |
| 2023 | CHF 402.30 | CHF 384.60 | CHF 17.70 |
| 2024 | CHF 441.80 | CHF 383.40 | CHF 58.40 |
| 2025 | CHF 464.90 | CHF 410.30 | CHF 54.60 |
| 2026 | CHF 491.30 | CHF 433.80 | CHF 57.50 |
Faster or slower than the rest?
Helsana rose +54.8 % over the period, against +52.9 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2016: +12.0 % in one go. The premium did not move in 2018.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Helsana, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.