Helsana — Region 2, St. Gallen: twelve years of premiums
Region 2, St. Gallen: the lowest Helsana premium went from CHF 335.20 a month in 2015 to CHF 458.60 in 2026 — a rise of +36.8 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 335.20 | CHF 258.70 | CHF 76.50 |
| 2016 | CHF 386.70 | CHF 269.60 | CHF 117.10 |
| 2017 | CHF 371.00 | CHF 309.60 | CHF 61.40 |
| 2018 | CHF 380.90 | CHF 327.40 | CHF 53.50 |
| 2019 | CHF 371.00 | CHF 339.70 | CHF 31.30 |
| 2020 | CHF 371.00 | CHF 349.90 | CHF 21.10 |
| 2021 | CHF 367.90 | CHF 348.60 | CHF 19.30 |
| 2022 | CHF 378.00 | CHF 346.90 | CHF 31.10 |
| 2023 | CHF 416.60 | CHF 371.70 | CHF 44.90 |
| 2024 | CHF 442.80 | CHF 379.80 | CHF 63.00 |
| 2025 | CHF 429.90 | CHF 398.70 | CHF 31.20 |
| 2026 | CHF 458.60 | CHF 419.60 | CHF 39.00 |
Faster or slower than the rest?
Helsana rose +36.8 % over the period, against +62.2 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2016: +15.4 % in one go. The premium did not move in 2020.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Helsana, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.