Helsana — Region 1, Ticino: twelve years of premiums
Region 1, Ticino: the lowest Helsana premium went from CHF 368.80 a month in 2015 to CHF 629.10 in 2026 — a rise of +70.6 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 368.80 | CHF 303.70 | CHF 65.10 |
| 2016 | CHF 403.30 | CHF 348.30 | CHF 55.00 |
| 2017 | CHF 395.90 | CHF 368.60 | CHF 27.30 |
| 2018 | CHF 422.40 | CHF 397.80 | CHF 24.60 |
| 2019 | CHF 440.70 | CHF 417.70 | CHF 23.00 |
| 2020 | CHF 440.70 | CHF 427.20 | CHF 13.50 |
| 2021 | CHF 462.00 | CHF 427.00 | CHF 35.00 |
| 2022 | CHF 466.20 | CHF 442.30 | CHF 23.90 |
| 2023 | CHF 510.70 | CHF 452.40 | CHF 58.30 |
| 2024 | CHF 542.80 | CHF 506.70 | CHF 36.10 |
| 2025 | CHF 576.20 | CHF 536.90 | CHF 39.30 |
| 2026 | CHF 629.10 | CHF 583.90 | CHF 45.20 |
Faster or slower than the rest?
Helsana rose +70.6 % over the period, against +92.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2023: +9.6 % in one go. The premium did not move in 2020.
The choice has changed too
In 2015, 40 insurers sold basic cover here. In 2026 there are 21: 19 have gone or merged. Comparing is still possible — on fewer rows. See the insurers that have gone
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Helsana, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.