Sumiswalder in canton Appenzell Ausserrhoden: twelve years of premiums
In canton Appenzell Ausserrhoden, the lowest Sumiswalder premium went from CHF 273.20 a month in 2015 to CHF 471.80 in 2026 — a rise of +72.7 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 273.20 | CHF 236.00 | CHF 37.20 |
| 2016 | CHF 276.20 | CHF 266.80 | CHF 9.40 |
| 2017 | CHF 307.80 | CHF 288.70 | CHF 19.10 |
| 2018 | CHF 369.40 | CHF 302.10 | CHF 67.30 |
| 2019 | CHF 388.40 | CHF 320.40 | CHF 68.00 |
| 2020 | CHF 390.60 | CHF 339.10 | CHF 51.50 |
| 2021 | CHF 390.60 | CHF 336.80 | CHF 53.80 |
| 2022 | CHF 390.60 | CHF 345.20 | CHF 45.40 |
| 2023 | CHF 390.60 | CHF 341.20 | CHF 49.40 |
| 2024 | CHF 419.00 | CHF 373.20 | CHF 45.80 |
| 2025 | CHF 459.30 | CHF 395.60 | CHF 63.70 |
| 2026 | CHF 471.80 | CHF 412.30 | CHF 59.50 |
Faster or slower than the rest?
Sumiswalder rose +72.7 % over the period, against +74.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +20.0 % in one go. The premium did not move in 2021, 2022, 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Sumiswalder, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.