Sumiswalder in canton Lucerne: twelve years of premiums
In canton Lucerne, the lowest Sumiswalder premium went from CHF 279.60 a month in 2015 to CHF 449.70 in 2026 — a rise of +60.8 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 279.60 | CHF 237.10 | CHF 42.50 |
| 2016 | CHF 288.70 | CHF 264.00 | CHF 24.70 |
| 2017 | CHF 320.90 | CHF 285.00 | CHF 35.90 |
| 2018 | CHF 343.30 | CHF 316.30 | CHF 27.00 |
| 2019 | CHF 353.60 | CHF 322.00 | CHF 31.60 |
| 2020 | CHF 358.20 | CHF 312.00 | CHF 46.20 |
| 2021 | CHF 358.20 | CHF 330.60 | CHF 27.60 |
| 2022 | CHF 358.20 | CHF 326.80 | CHF 31.40 |
| 2023 | CHF 358.20 | CHF 336.60 | CHF 21.60 |
| 2024 | CHF 380.40 | CHF 372.90 | CHF 7.50 |
| 2025 | CHF 422.10 | CHF 403.40 | CHF 18.70 |
| 2026 | CHF 449.70 | CHF 414.30 | CHF 35.40 |
Faster or slower than the rest?
Sumiswalder rose +60.8 % over the period, against +74.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +11.2 % in one go. The premium did not move in 2021, 2022, 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Lucerne, canton by canton
Sumiswalder, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.