Sumiswalder in canton Bern: twelve years of premiums
In canton Bern, the lowest Sumiswalder premium went from CHF 327.40 a month in 2015 to CHF 481.30 in 2026 — a rise of +47.0 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 327.40 | CHF 298.10 | CHF 29.30 |
| 2016 | CHF 338.00 | CHF 319.60 | CHF 18.40 |
| 2017 | CHF 365.60 | CHF 334.70 | CHF 30.90 |
| 2018 | CHF 394.80 | CHF 343.80 | CHF 51.00 |
| 2019 | CHF 409.00 | CHF 363.50 | CHF 45.50 |
| 2020 | CHF 404.10 | CHF 371.20 | CHF 32.90 |
| 2021 | CHF 408.20 | CHF 368.50 | CHF 39.70 |
| 2022 | CHF 403.20 | CHF 369.00 | CHF 34.20 |
| 2023 | CHF 401.00 | CHF 376.00 | CHF 25.00 |
| 2024 | CHF 417.70 | CHF 403.20 | CHF 14.50 |
| 2025 | CHF 459.40 | CHF 421.30 | CHF 38.10 |
| 2026 | CHF 481.30 | CHF 447.50 | CHF 33.80 |
Faster or slower than the rest?
Sumiswalder rose +47.0 % over the period, against +50.1 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2025: +10.0 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Bern, canton by canton
Sumiswalder, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.