Sumiswalder in canton St. Gallen: twelve years of premiums
In canton St. Gallen, the lowest Sumiswalder premium went from CHF 282.30 a month in 2015 to CHF 455.00 in 2026 — a rise of +61.2 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 282.30 | CHF 247.00 | CHF 35.30 |
| 2016 | CHF 291.50 | CHF 257.00 | CHF 34.50 |
| 2017 | CHF 326.40 | CHF 292.90 | CHF 33.50 |
| 2018 | CHF 365.60 | CHF 311.00 | CHF 54.60 |
| 2019 | CHF 377.90 | CHF 331.20 | CHF 46.70 |
| 2020 | CHF 378.90 | CHF 333.50 | CHF 45.40 |
| 2021 | CHF 378.90 | CHF 331.20 | CHF 47.70 |
| 2022 | CHF 378.90 | CHF 332.90 | CHF 46.00 |
| 2023 | CHF 378.90 | CHF 343.90 | CHF 35.00 |
| 2024 | CHF 410.00 | CHF 366.90 | CHF 43.10 |
| 2025 | CHF 442.70 | CHF 381.60 | CHF 61.10 |
| 2026 | CHF 455.00 | CHF 401.60 | CHF 53.40 |
Faster or slower than the rest?
Sumiswalder rose +61.2 % over the period, against +62.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +12.0 % in one go. The premium did not move in 2021, 2022, 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
St. Gallen, canton by canton
Sumiswalder, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.