Sumiswalder in canton Appenzell Innerrhoden: twelve years of premiums
In canton Appenzell Innerrhoden, the lowest Sumiswalder premium went from CHF 263.10 a month in 2015 to CHF 412.00 in 2026 — a rise of +56.6 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 263.10 | CHF 236.30 | CHF 26.80 |
| 2016 | CHF 265.70 | CHF 249.50 | CHF 16.20 |
| 2017 | CHF 292.00 | CHF 272.50 | CHF 19.50 |
| 2018 | CHF 350.40 | CHF 282.40 | CHF 68.00 |
| 2019 | CHF 366.30 | CHF 280.20 | CHF 86.10 |
| 2020 | CHF 367.20 | CHF 285.90 | CHF 81.30 |
| 2021 | CHF 367.20 | CHF 272.10 | CHF 95.10 |
| 2022 | CHF 367.20 | CHF 278.10 | CHF 89.10 |
| 2023 | CHF 367.20 | CHF 310.60 | CHF 56.60 |
| 2024 | CHF 375.40 | CHF 329.60 | CHF 45.80 |
| 2025 | CHF 409.60 | CHF 345.60 | CHF 64.00 |
| 2026 | CHF 412.00 | CHF 353.50 | CHF 58.50 |
Faster or slower than the rest?
Sumiswalder rose +56.6 % over the period, against +49.6 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2018: +20.0 % in one go. The premium did not move in 2021, 2022, 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Sumiswalder, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.