CHF 2'000 deductible in Region 2 of canton Grisons
At a CHF 2'000 deductible, 23 insurers offer a premium in Region 2 of canton Grisons. The lowest is CHF 332.60 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 418.00, the CHF 2'000 deductible saves CHF 1'024.80 a year on the premium.
What it risks
In exchange you must cover CHF 1'700 more yourself before the insurance steps in. The tipping point is CHF 1'324.80 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
23 insurers at a CHF 2'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 332.60 | View |
| 2 | ÖKK | CHF 336.50 | View |
| 3 | vita surselva | CHF 343.80 | View |
| 4 | CONCORDIA | CHF 346.50 | View |
| 5 | curaulta | CHF 348.80 | View |
| 6 | Sanitas | CHF 349.20 | View |
| 7 | CSS | CHF 350.60 | View |
| 8 | SWICA | CHF 350.80 | View |
| 9 | Helsana | CHF 353.90 | View |
| 10 | Sumiswalder | CHF 359.50 | View |
| 11 | Mutuel | CHF 368.60 | View |
| 12 | Vivao Sympany | CHF 369.80 | View |
| 13 | Atupri | CHF 369.90 | View |
| 14 | sana24 | CHF 373.80 | View |
| 15 | Philos | CHF 382.50 | View |
| 16 | Aquilana | CHF 382.70 | View |
| 17 | Visana | CHF 385.20 | View |
| 18 | Assura-Basis | CHF 385.80 | View |
| 19 | rhenusana | CHF 388.40 | View |
| 20 | Avenir | CHF 401.80 | View |
| 21 | EGK | CHF 415.70 | View |
| 22 | Galenos | CHF 417.00 | View |
| 23 | SLKK | CHF 442.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.