Mutuel — Region 2 of canton Grisons, 2026 premiums
Mutuel covers the 45 municipalities of Region 2 in canton Grisons. Its lowest adult premium here is CHF 315.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Mutuel ranks 12 out of 24 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 467.57 a month.
What staying costs
Moving from Mutuel to Agrisano, the cheapest insurer in this region, saves CHF 595.20 a year for an adult on the same profile.
The full Mutuel table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 534.30 | CHF 486.30 | CHF 470.20 | CHF 467.60 |
| 500 | CHF 522.80 | CHF 474.80 | CHF 458.70 | CHF 456.10 |
| 1'000 | CHF 493.80 | CHF 445.80 | CHF 429.70 | CHF 427.10 |
| 1'500 | CHF 464.30 | CHF 416.30 | CHF 400.20 | CHF 397.60 |
| 2'000 | CHF 435.30 | CHF 387.30 | CHF 371.20 | CHF 368.60 |
| 2'500 | CHF 406.30 | CHF 358.30 | CHF 342.20 | CHF 339.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 385.30 | CHF 350.60 | CHF 339.00 | CHF 337.10 |
| 500 | CHF 373.80 | CHF 339.10 | CHF 327.50 | CHF 325.60 |
| 1'000 | CHF 344.80 | CHF 310.10 | CHF 298.50 | CHF 296.60 |
| 1'500 | CHF 315.30 | CHF 280.60 | CHF 269.00 | CHF 267.10 |
| 2'000 | CHF 286.30 | CHF 251.60 | CHF 240.00 | CHF 238.10 |
| 2'500 | CHF 257.30 | CHF 222.60 | CHF 211.00 | CHF 209.10 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 108.60 | CHF 98.90 | CHF 97.80 | CHF 98.30 |
| 100 | CHF 104.30 | CHF 94.50 | CHF 93.40 | CHF 94.00 |
| 200 | CHF 99.90 | CHF 90.20 | CHF 89.10 | CHF 89.60 |
| 300 | CHF 95.50 | CHF 85.70 | CHF 84.70 | CHF 85.20 |
| 400 | CHF 91.20 | CHF 81.40 | CHF 80.30 | CHF 80.80 |
| 500 | CHF 86.80 | CHF 77.00 | CHF 76.00 | CHF 76.50 |
| 600 | CHF 82.40 | CHF 72.60 | CHF 71.50 | CHF 72.10 |
With or without accident cover
With accident cover: CHF 534.30 a month. Without: CHF 496.90. Dropping it saves CHF 448.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 437.40 in 2025 to CHF 315.80 — a rise of 6.9 %.
The 45 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Grisons, not to the municipality.
Bever · Bonaduz · Bregaglia · Brusio · Celerina/Schlarigna · Conters im Prättigau · Davos · Domat/Ems · Felsberg · Fideris · Flims · Fläsch · Furna · Grüsch · Jenaz · Jenins · Klosters · Küblis · La Punt Chamues-ch · Landquart · Luzein · Madulain · Maienfeld · Malans · Pontresina · Poschiavo · Rhäzüns · S-chanf · Samedan · Samnaun · Schiers · Scuol · Seewis im Prättigau · Sils im Engadin/Segl · Silvaplana · St. Moritz · Tamins · Trimmis · Trin · Untervaz · Val Müstair · Valsot · Zernez · Zizers · Zuoz
The other insurers in Region 2
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 418.00 | View |
| ÖKK | CHF 435.60 | View |
| vita surselva | CHF 440.80 | View |
| curaulta | CHF 442.80 | View |
| CONCORDIA | CHF 445.60 | View |
| KPT | CHF 447.90 | View |
| Sanitas | CHF 448.30 | View |
| CSS | CHF 449.70 | View |
| SWICA | CHF 450.00 | View |
| Sumiswalder | CHF 450.70 | View |
| Helsana | CHF 453.00 | View |
| Atupri | CHF 469.00 | View |
| Vivao Sympany | CHF 469.00 | View |
| Aquilana | CHF 471.00 | View |
| sana24 | CHF 473.00 | View |
| rhenusana | CHF 479.40 | View |
| Philos | CHF 481.50 | View |
| Visana | CHF 484.30 | View |
| Assura-Basis | CHF 484.90 | View |
| Avenir | CHF 500.80 | View |
| EGK | CHF 514.80 | View |
| Galenos | CHF 516.10 | View |
| SLKK | CHF 527.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.