Sumiswalder — Region 2 of canton Grisons, 2026 premiums
Sumiswalder covers the 45 municipalities of Region 2 in canton Grisons. Its lowest adult premium here is CHF 309.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sumiswalder ranks 10 out of 24 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 467.57 a month.
What staying costs
Moving from Sumiswalder to Agrisano, the cheapest insurer in this region, saves CHF 392.40 a year for an adult on the same profile.
The full Sumiswalder table
156 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 489.80 | CHF 450.70 | CHF 450.70 |
| 500 | CHF 478.20 | CHF 440.00 | CHF 440.00 |
| 1'000 | CHF 449.00 | CHF 413.10 | CHF 413.10 |
| 1'500 | CHF 419.80 | CHF 386.30 | CHF 386.30 |
| 2'000 | CHF 390.70 | CHF 359.50 | CHF 359.50 |
| 2'500 | CHF 361.50 | CHF 332.70 | CHF 332.70 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 357.00 | CHF 328.50 | CHF 328.50 |
| 500 | CHF 345.40 | CHF 317.70 | CHF 317.70 |
| 1'000 | CHF 316.20 | CHF 290.90 | CHF 290.90 |
| 1'500 | CHF 287.00 | CHF 264.10 | CHF 264.10 |
| 2'000 | CHF 257.90 | CHF 237.30 | CHF 237.30 |
| 2'500 | CHF 228.70 | CHF 210.50 | CHF 210.50 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 58.20 | CHF 53.50 | CHF 53.50 |
| 100 | CHF 55.30 | CHF 50.80 | CHF 50.80 |
| 200 | CHF 52.40 | CHF 48.20 | CHF 48.20 |
| 300 | CHF 49.40 | CHF 45.40 | CHF 45.40 |
| 400 | CHF 46.50 | CHF 42.80 | CHF 42.80 |
| 500 | CHF 43.60 | CHF 40.10 | CHF 40.10 |
| 600 | CHF 40.70 | CHF 37.40 | CHF 37.40 |
With or without accident cover
With accident cover: CHF 489.80 a month. Without: CHF 455.50. Dropping it saves CHF 411.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 432.60 in 2025 to CHF 309.50 — a rise of 4.2 %.
The 45 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Grisons, not to the municipality.
Bever · Bonaduz · Bregaglia · Brusio · Celerina/Schlarigna · Conters im Prättigau · Davos · Domat/Ems · Felsberg · Fideris · Flims · Fläsch · Furna · Grüsch · Jenaz · Jenins · Klosters · Küblis · La Punt Chamues-ch · Landquart · Luzein · Madulain · Maienfeld · Malans · Pontresina · Poschiavo · Rhäzüns · S-chanf · Samedan · Samnaun · Schiers · Scuol · Seewis im Prättigau · Sils im Engadin/Segl · Silvaplana · St. Moritz · Tamins · Trimmis · Trin · Untervaz · Val Müstair · Valsot · Zernez · Zizers · Zuoz
The other insurers in Region 2
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 418.00 | View |
| ÖKK | CHF 435.60 | View |
| vita surselva | CHF 440.80 | View |
| curaulta | CHF 442.80 | View |
| CONCORDIA | CHF 445.60 | View |
| KPT | CHF 447.90 | View |
| Sanitas | CHF 448.30 | View |
| CSS | CHF 449.70 | View |
| SWICA | CHF 450.00 | View |
| Helsana | CHF 453.00 | View |
| Mutuel | CHF 467.60 | View |
| Atupri | CHF 469.00 | View |
| Vivao Sympany | CHF 469.00 | View |
| Aquilana | CHF 471.00 | View |
| sana24 | CHF 473.00 | View |
| rhenusana | CHF 479.40 | View |
| Philos | CHF 481.50 | View |
| Visana | CHF 484.30 | View |
| Assura-Basis | CHF 484.90 | View |
| Avenir | CHF 500.80 | View |
| EGK | CHF 514.80 | View |
| Galenos | CHF 516.10 | View |
| SLKK | CHF 527.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.