SWICA — Region 2 of canton Grisons, 2026 premiums
SWICA covers the 45 municipalities of Region 2 in canton Grisons. Its lowest adult premium here is CHF 299.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
SWICA ranks 9 out of 24 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 467.57 a month.
What staying costs
Moving from SWICA to Agrisano, the cheapest insurer in this region, saves CHF 384.00 a year for an adult on the same profile.
The full SWICA table
240 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 535.60 | CHF 450.00 | CHF 503.50 |
| 500 | CHF 524.00 | CHF 438.30 | CHF 491.80 |
| 1'000 | CHF 494.80 | CHF 414.50 | CHF 468.00 |
| 1'500 | CHF 465.60 | CHF 385.30 | CHF 438.90 |
| 2'000 | CHF 436.50 | CHF 350.80 | CHF 409.70 |
| 2'500 | CHF 407.30 | CHF 321.60 | CHF 380.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 401.70 | CHF 345.50 | CHF 389.70 |
| 500 | CHF 390.10 | CHF 333.80 | CHF 378.00 |
| 1'000 | CHF 360.90 | CHF 308.70 | CHF 348.90 |
| 1'500 | CHF 331.70 | CHF 279.50 | CHF 319.70 |
| 2'000 | CHF 302.60 | CHF 246.30 | CHF 290.50 |
| 2'500 | CHF 273.40 | CHF 217.20 | CHF 261.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 53.60 | CHF 47.80 | CHF 53.60 |
| 200 | CHF 42.90 | CHF 39.10 | CHF 42.90 |
| 400 | CHF 32.20 | CHF 29.30 | CHF 32.20 |
| 600 | CHF 28.90 | CHF 28.90 | CHF 28.90 |
With or without accident cover
With accident cover: CHF 535.60 a month. Without: CHF 498.20. Dropping it saves CHF 448.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 423.10 in 2025 to CHF 299.10 — a rise of 6.4 %.
The 45 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Grisons, not to the municipality.
Bever · Bonaduz · Bregaglia · Brusio · Celerina/Schlarigna · Conters im Prättigau · Davos · Domat/Ems · Felsberg · Fideris · Flims · Fläsch · Furna · Grüsch · Jenaz · Jenins · Klosters · Küblis · La Punt Chamues-ch · Landquart · Luzein · Madulain · Maienfeld · Malans · Pontresina · Poschiavo · Rhäzüns · S-chanf · Samedan · Samnaun · Schiers · Scuol · Seewis im Prättigau · Sils im Engadin/Segl · Silvaplana · St. Moritz · Tamins · Trimmis · Trin · Untervaz · Val Müstair · Valsot · Zernez · Zizers · Zuoz
The other insurers in Region 2
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 418.00 | View |
| ÖKK | CHF 435.60 | View |
| vita surselva | CHF 440.80 | View |
| curaulta | CHF 442.80 | View |
| CONCORDIA | CHF 445.60 | View |
| KPT | CHF 447.90 | View |
| Sanitas | CHF 448.30 | View |
| CSS | CHF 449.70 | View |
| Sumiswalder | CHF 450.70 | View |
| Helsana | CHF 453.00 | View |
| Mutuel | CHF 467.60 | View |
| Atupri | CHF 469.00 | View |
| Vivao Sympany | CHF 469.00 | View |
| Aquilana | CHF 471.00 | View |
| sana24 | CHF 473.00 | View |
| rhenusana | CHF 479.40 | View |
| Philos | CHF 481.50 | View |
| Visana | CHF 484.30 | View |
| Assura-Basis | CHF 484.90 | View |
| Avenir | CHF 500.80 | View |
| EGK | CHF 514.80 | View |
| Galenos | CHF 516.10 | View |
| SLKK | CHF 527.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.