ÖKK — Region 2 of canton Grisons, 2026 premiums
ÖKK covers the 45 municipalities of Region 2 in canton Grisons. Its lowest adult premium here is CHF 285.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
ÖKK ranks 2 out of 24 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 467.57 a month.
What staying costs
Moving from ÖKK to Agrisano, the cheapest insurer in this region, saves CHF 211.20 a year for an adult on the same profile.
The full ÖKK table
160 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 484.00 | CHF 435.60 | CHF 435.60 | CHF 435.60 |
| 500 | CHF 472.40 | CHF 424.00 | CHF 424.00 | CHF 424.00 |
| 1'000 | CHF 443.20 | CHF 394.80 | CHF 394.80 | CHF 394.80 |
| 1'500 | CHF 414.00 | CHF 365.60 | CHF 365.60 | CHF 365.60 |
| 2'000 | CHF 384.90 | CHF 336.50 | CHF 336.50 | CHF 336.50 |
| 2'500 | CHF 355.70 | CHF 307.30 | CHF 307.30 | CHF 307.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 363.00 | CHF 326.70 | CHF 326.70 | CHF 326.70 |
| 500 | CHF 351.40 | CHF 315.10 | CHF 315.10 | CHF 315.10 |
| 1'000 | CHF 322.20 | CHF 285.90 | CHF 285.90 | CHF 285.90 |
| 1'500 | CHF 293.00 | CHF 256.70 | CHF 256.70 | CHF 256.70 |
| 2'000 | CHF 263.90 | CHF 227.60 | CHF 227.60 | CHF 227.60 |
| 2'500 | CHF 234.70 | CHF 198.40 | CHF 198.40 | CHF 198.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 116.20 | CHF 104.60 | CHF 104.60 | CHF 104.60 |
| 200 | CHF 104.60 | CHF 93.00 | CHF 93.00 | CHF 93.00 |
| 400 | CHF 92.90 | CHF 81.30 | CHF 81.30 | CHF 81.30 |
| 600 | CHF 81.20 | CHF 69.60 | CHF 69.60 | CHF 69.60 |
With or without accident cover
With accident cover: CHF 484.00 a month. Without: CHF 450.20. Dropping it saves CHF 405.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 413.10 in 2025 to CHF 285.80 — a rise of 5.4 %.
The 45 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Grisons, not to the municipality.
Bever · Bonaduz · Bregaglia · Brusio · Celerina/Schlarigna · Conters im Prättigau · Davos · Domat/Ems · Felsberg · Fideris · Flims · Fläsch · Furna · Grüsch · Jenaz · Jenins · Klosters · Küblis · La Punt Chamues-ch · Landquart · Luzein · Madulain · Maienfeld · Malans · Pontresina · Poschiavo · Rhäzüns · S-chanf · Samedan · Samnaun · Schiers · Scuol · Seewis im Prättigau · Sils im Engadin/Segl · Silvaplana · St. Moritz · Tamins · Trimmis · Trin · Untervaz · Val Müstair · Valsot · Zernez · Zizers · Zuoz
The other insurers in Region 2
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 418.00 | View |
| vita surselva | CHF 440.80 | View |
| curaulta | CHF 442.80 | View |
| CONCORDIA | CHF 445.60 | View |
| KPT | CHF 447.90 | View |
| Sanitas | CHF 448.30 | View |
| CSS | CHF 449.70 | View |
| SWICA | CHF 450.00 | View |
| Sumiswalder | CHF 450.70 | View |
| Helsana | CHF 453.00 | View |
| Mutuel | CHF 467.60 | View |
| Atupri | CHF 469.00 | View |
| Vivao Sympany | CHF 469.00 | View |
| Aquilana | CHF 471.00 | View |
| sana24 | CHF 473.00 | View |
| rhenusana | CHF 479.40 | View |
| Philos | CHF 481.50 | View |
| Visana | CHF 484.30 | View |
| Assura-Basis | CHF 484.90 | View |
| Avenir | CHF 500.80 | View |
| EGK | CHF 514.80 | View |
| Galenos | CHF 516.10 | View |
| SLKK | CHF 527.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.